Capitalizationīank of the Flint Hills has a Capitalization of 8.08% versus the BestCashCow average of 10.66.Ĭapitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. A bank with a consistently high ROE can be considered well run.Ī bank with a consistently low ROE can be considered poorly run. Return on equity measures how efficiently a bank is making money from its capital. We believe banking is fun and we take our jobs very se. To cover these potential losses it had $31,889,000 in equity and $3,481,000 in loans loss reserves.īank of the Flint Hills has a Return on Equity of 10.14% versus the BestCashCow average of 9.01%. Bank of the Flint Hills YouTube channel is a way for us to spread our love and fun of banking, to YOU. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bankīank of the Flint Hills had $2,158,000 in non-current loans and $0 in owned real estate. Since 1876, Bank of the Flint Hills has had a rock-solid history of reliability, credibility, and community involvement. With its tangible common equity and its loan loss reserves.Ī lower Texas ratio indicates better coverage of problem loans. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) Bank of the Flint Hills (formerly known as First National Bank of Wamego), was chartered in 1876. The historial Bank Securitization Activities, Principal Balance All Other Lns & Leases of Bank of the Flint Hills is also listed and plotted. No depositor has ever lost deposits that have been within the FDIC insurance limits. The Bank of the Flint Hills Bank Securitization Activities, Principal Balance All Other Lns & Leases is 0 on, which ranked 16 in all banks. The following ratios and data are available to help you better understand the financial condition of Bank of the Flint Hills. Prime Rate as of = 5.50% (Wall Street Journal).The bank provides safe-deposit boxes and individual retirement accounts. Published rates and terms based on primary homes. It offers online and telephone banking services. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. No closing costs on new HELOCs up to $500,000. More from MLive:AG Nessel to announce outcome of Flint water crisis. The staff is very rude and disrespectful. I greatly value how seriously they are taking our concerns. They are taking steps to win back our trust and keep our business. The issue was not with the bank as a whole. Hazard insurance is required on all loans secured by real property flood insurance may also be required. Detroit Police Department wants help finding bank robber on citys west side. Update: Had a great conversation with the branch manager. All offers of credit are subject to credit approval applicants may be offered credit at higher rates and other terms. Home Equity rates and terms are subject to change without notice. Featured - New York Home Equity Line Of Credit Rates 2022 Lender